Terms of Service

TERMS OF SERVICE

Effective Date: September 1, 2026

Acceptance of terms

These Terms of Service ("Terms") govern your access to and use of the websites, membership programs, educational programs, continuing education courses, compliance resources, forms, templates, videos, support services, consulting services, and other products and services provided by TOP Education LLC dba TOOLS OF PRACTICE ("TOOLS OF PRACTICE," "TOP," "we," "us," or "our").

By accessing our website, creating an account, purchasing a product or service, enrolling in a course or event, or using any TOOLS OF PRACTICE service, you agree to these Terms and our Privacy Policy.

If you do not agree to these Terms, you should not use our Services.

Changes to terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will take effect immediately upon posting. Continued use of the website after such changes constitutes your acceptance of the revised Terms.

1. Eligibility and Authority

You must be at least 18 years old and legally capable of entering into a binding agreement to purchase or use our Services.

If you purchase or use Services on behalf of a business, healthcare practice, organization, or other entity, you represent that you have authority to bind that entity to these Terms.

References to "you" include both the individual accessing the Services and, where applicable, the business or organization on whose behalf the Services are being used.

2. Nature of TOOLS OF PRACTICE Services

TOOLS OF PRACTICE provides educational, informational, administrative, practice-management, billing, coding, documentation, regulatory-compliance, and professional-development resources primarily for chiropractic practices and other healthcare professionals.

Services may include, among other things:

  • Educational courses and continuing education programs;
  • Compliance manuals and compliance-support programs;
  • Forms, templates, checklists, policies, procedures, and reference materials;
  • Billing, coding, Medicare, Medicaid, HIPAA, OSHA, OIG, documentation, and practice-management education;
  • Compliance reviews and audits;
  • Federal and state exclusion-list searches;
  • Email, telephone, or other professional support;
  • Practice-management resources;
  • Live, online, and on-demand training; and
  • Other professional services offered from time to time.

Services and membership benefits may vary according to the membership level, program, course, or service purchased.

3. Educational and Compliance Disclaimer

TOOLS OF PRACTICE provides education, information, tools, resources, and compliance assistance. Unless expressly agreed otherwise in a separate written agreement, our Services do not constitute legal advice or legal representation, accounting or tax advice, medical advice, or representation before a governmental agency, licensing board, insurance carrier, Medicare Administrative Contractor, Medicaid agency, or other third party.

TOOLS OF PRACTICE is not a governmental agency, insurance carrier, Medicare Administrative Contractor, licensing board, trade association, or law firm, and does not speak for or represent any such entity.

Information concerning laws, regulations, billing requirements, coding, Medicare, Medicaid, HIPAA, OSHA, payer policies, reimbursement, documentation, or other compliance matters is based upon information reasonably available at the time the material is created or provided.

Laws, regulations, guidance, payer policies, coding requirements, reimbursement policies, Local Coverage Determinations, National Coverage Determinations, state requirements, and professional standards may change at any time.

Although TOOLS OF PRACTICE makes reasonable efforts to provide accurate and current information, we cannot guarantee that every resource will reflect every subsequent regulatory, legislative, judicial, payer, or administrative change.

You remain responsible for determining the laws, regulations, payer requirements, professional standards, licensing requirements, and other obligations applicable to your practice and circumstances.

When legal interpretation or representation is required, you should consult qualified legal counsel.

4. No Guarantee of Compliance or Results

TOOLS OF PRACTICE provides tools and assistance designed to help healthcare practices develop and maintain effective compliance programs. However, purchasing or using our Services does not guarantee that you, your practice, your employees, or your contractors are or will remain compliant with any particular law, regulation, payer requirement, accreditation standard, professional standard, or contractual obligation.

Compliance depends in significant part upon how a practice implements, maintains, documents, and follows its policies and procedures.

Similarly, TOOLS OF PRACTICE does not guarantee:

  • Payment or reimbursement of any insurance claim;
  • Successful appeal of any claim or audit;
  • Any particular audit outcome;
  • Acceptance of any coding, billing, or documentation position by a payer or governmental entity;
  • Prevention of investigations, repayment demands, penalties, sanctions, or litigation;
  • Increased practice revenue or profitability; or
  • Any particular business, clinical, financial, or regulatory result.

Examples, case studies, testimonials, and reported results reflect individual experiences and do not guarantee similar results.

5. Continuing Education

Continuing education requirements vary by profession, jurisdiction, licensing board, course format, subject matter, and renewal period.

Although TOOLS OF PRACTICE may provide information concerning course recognition, PACE recognition, state acceptance, or continuing education eligibility, it is ultimately the licensee's responsibility to determine whether a particular course satisfies the requirements of the applicable licensing authority.

Course recognition or approval may change. Users should verify applicable requirements with their licensing authority when necessary.

Completion certificates may be issued only when applicable course requirements have been satisfied.

6. Memberships and Office Access

A TOOLS OF PRACTICE office membership is intended for use by the purchasing practice and the doctors, employees, and authorized personnel working within that practice, subject to the benefits of the membership level purchased.

Individual user accounts or credentials may be provided to authorized members of the practice.

Account credentials may not be:

  • Shared with individuals outside the subscribing practice;
  • Sold, transferred, published, or publicly distributed;
  • Used to provide TOOLS OF PRACTICE materials or Services to unaffiliated third parties; or
  • Used to circumvent membership or licensing restrictions.

You are responsible for keeping account credentials secure and for activity occurring through accounts associated with your practice.

You must promptly notify TOOLS OF PRACTICE if you become aware of unauthorized account access.

7. Membership Commitment, Automatic Renewal, and Recurring Charges

Unless a different term is clearly disclosed at the time of purchase, paid TOOLS OF PRACTICE memberships are subject to an initial twelve (12)-month commitment.

Membership fees will be charged according to the billing frequency and amount disclosed at enrollment.

After completion of the initial twelve-month commitment, the membership will continue on a month-to-month basis and applicable membership fees will continue to be charged automatically until the membership is cancelled in accordance with these Terms.

By purchasing a recurring membership, you expressly authorize TOOLS OF PRACTICE and its payment processors to charge the payment method you provide for recurring membership charges in accordance with the billing terms presented to you at enrollment.

Before completing your purchase, the applicable price, billing frequency, initial commitment, automatic-renewal terms, and cancellation method will be disclosed.

8. Membership Cancellation (Termination)

During an applicable initial twelve-month commitment, you remain responsible for membership charges through the completion of that commitment unless TOOLS OF PRACTICE agrees otherwise or cancellation is required by applicable law.

After the initial commitment has been satisfied, you may cancel your membership before your next billing date using the cancellation method made available through your account or by contacting TOOLS OF PRACTICE through the cancellation method identified on our website or membership platform.

Cancellation stops future recurring membership charges after the effective cancellation date. Unless otherwise required by law or expressly stated in writing, cancellation does not result in a refund of amounts previously paid.

TOOLS OF PRACTICE will not intentionally impose unreasonable barriers to cancellation.

If applicable federal or state law provides you with cancellation rights greater than those stated in these Terms, the applicable law will control.

9. Prices, Purchases, and Payment

Prices and applicable fees will be disclosed before purchase.

You agree to provide current, complete, and accurate billing and payment information.

You authorize TOOLS OF PRACTICE and its third-party payment processors to process charges associated with purchases you authorize.

Applicable taxes may be added when required by law.

TOOLS OF PRACTICE may correct pricing errors and may refuse or cancel an order where a material pricing or technical error has occurred. If we cancel a transaction after payment because of our error, the affected payment will be refunded.

10. Refunds

Except where a specific refund policy is stated for a particular product, event, course, or service, or where otherwise required by law, payments are non-refundable after the applicable product or service has been provided or access has been granted.

Live events, continuing education programs, consulting engagements, credentialing services, customized compliance services, or other specialized products may have separate cancellation or refund policies disclosed at registration or purchase. Those specific terms will control if they conflict with this section.

Nothing in these Terms limits any refund or cancellation right that cannot legally be waived.

11. Forms, Templates, Manuals, and Downloadable Materials

TOOLS OF PRACTICE may provide customizable forms, templates, policies, procedures, compliance manuals, checklists, letters, notices, and other downloadable materials.

These materials are intended as professional resources and starting points. They may require modification based on your state, profession, payer contracts, workforce, business operations, and individual circumstances.

You are responsible for reviewing and appropriately implementing any document before using it within your practice.

Unless otherwise stated, membership materials may be reproduced and modified for the internal business operations of the subscribing practice.

They may not be resold, sublicensed, published, commercially distributed, uploaded to shared repositories, provided to unaffiliated practices, or used to create a competing product or service.

12. Intellectual Property

The TOOLS OF PRACTICE name, logos, branding, course materials, presentations, videos, recordings, graphics, forms, templates, compliance materials, written materials, website content, and other original materials are owned by TOP Education LLC or used under license and are protected by applicable intellectual property laws.

Except for the limited internal-use rights expressly granted through an applicable membership or purchase, no content may be reproduced, recorded, republished, transmitted, sold, licensed, distributed, publicly displayed, or used to create derivative commercial products without prior written permission from TOOLS OF PRACTICE.

Recording live or online courses, webinars, consultations, or presentations without authorization is prohibited.

13. Acceptable Use

You agree to use the website and Services only for lawful purposes.

You may not:

  • Attempt to gain unauthorized access to any account, server, system, or restricted content;
  • Interfere with or impair the operation or security of the Services;
  • Introduce malware, malicious code, or other harmful technology;
  • Scrape, harvest, systematically download, or extract protected content without authorization;
  • Circumvent access, security, or membership controls;
  • Misrepresent your identity or affiliation;
  • Use our Services for unlawful, fraudulent, defamatory, or abusive purposes;
  • Violate another person's intellectual property or privacy rights; or
  • Use TOOLS OF PRACTICE materials to develop, train, populate, or operate a competing commercial database, artificial-intelligence system, educational product, compliance service, or content library without written authorization.
14. Patient Information and Sensitive Information

Unless TOOLS OF PRACTICE specifically instructs you to use an approved secure transmission method, you should not send Protected Health Information ("PHI"), Social Security numbers, financial account information, passwords, or other highly sensitive personal information through ordinary email, website contact forms, or other unsecured communication channels.

When possible, questions submitted to TOOLS OF PRACTICE should be de-identified and should not contain information that identifies an individual patient.

If a particular TOOLS OF PRACTICE service requires access to PHI and creates obligations under the Health Insurance Portability and Accountability Act ("HIPAA"), those obligations will be addressed through the appropriate written agreement, including a Business Associate Agreement when legally required.

15. Privacy and Data Security

Our collection and use of personal information are described in our Privacy Policy, which is incorporated into these Terms by reference.

You are responsible for reviewing our Privacy Policy.

TOOLS OF PRACTICE maintains administrative, technical, and physical safeguards that it determines are appropriate for the information it maintains and its legal obligations.

No internet transmission or electronic information system can be guaranteed to be completely secure.

16. Electronic Communication

By communicating with TOOLS OF PRACTICE electronically, you consent to receive transactional electronic communications related to your account, purchases, courses, memberships, support requests, and Services.

Marketing email and text-message communications are subject to applicable consent and opt-out requirements.

Where required, you may withdraw consent to marketing communications using the unsubscribe, STOP, or other opt-out mechanism provided.

Withdrawal from marketing communications will not prevent TOOLS OF PRACTICE from sending communications reasonably necessary to administer an existing account, transaction, membership, course, or service.

17. Third-Party Services and Links

Our website and Services may integrate with or link to third-party platforms, payment processors, learning-management systems, software providers, governmental websites, professional organizations, insurance carriers, or other external resources.

TOOLS OF PRACTICE does not control third-party websites or services and is not responsible for their availability, accuracy, privacy practices, security, policies, or content.

A link to a third-party resource does not necessarily constitute endorsement of that party or its content.

Your use of third-party services may be subject to separate terms and privacy policies.

18. Testimonials, Reviews, and Educational Examples

Testimonials appearing on our website or promotional materials represent the experiences and opinions of the individuals providing them.

Individual results vary, and testimonials should not be interpreted as promises or guarantees of financial, professional, regulatory, reimbursement, or other outcomes.

TOOLS OF PRACTICE will not knowingly purchase fake reviews, condition compensation on a particular positive or negative review sentiment, or prohibit customers from providing honest reviews as permitted by applicable law.

19. Website Accessibility

TOOLS OF PRACTICE seeks to provide its website and digital Services in a manner that is reasonably accessible to individuals with disabilities.

If you encounter an accessibility barrier or require reasonable assistance accessing information or Services, please contact TOOLS OF PRACTICE so that we may work with you to provide appropriate access.

20. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

TOOLS OF PRACTICE DOES NOT WARRANT THAT THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, COMPLETELY ERROR-FREE, COMPLETELY SECURE, OR SUITABLE FOR EVERY USER OR CIRCUMSTANCE.

NO ORAL OR WRITTEN INFORMATION PROVIDED BY TOOLS OF PRACTICE CREATES A WARRANTY EXCEPT WHERE EXPRESSLY PROVIDED IN A WRITTEN AGREEMENT SIGNED BY AN AUTHORIZED REPRESENTATIVE OF TOP EDUCATION LLC.

Nothing in these Terms excludes warranties or protections that cannot lawfully be excluded.

21. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, TOP EDUCATION LLC DBA TOOLS OF PRACTICE AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, INSTRUCTORS, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATING TO YOUR USE OF THE WEBSITE, SERVICES, EDUCATIONAL MATERIALS, FORMS, TEMPLATES, COMPLIANCE RESOURCES, OR INFORMATION PROVIDED THROUGH THE SERVICES.

THIS INCLUDES, WITHOUT LIMITATION, LOST REVENUE, LOST PROFITS, BUSINESS INTERRUPTION, DENIED CLAIMS, RECOUPMENTS, PAYER ACTIONS, REGULATORY ACTIONS, PENALTIES, OR LOSSES ARISING FROM BUSINESS DECISIONS MADE IN RELIANCE UPON INFORMATION PROVIDED THROUGH THE SERVICES, EXCEPT TO THE EXTENT SUCH LIMITATION IS PROHIBITED BY LAW.

Nothing in these Terms limits liability that applicable law does not permit the parties to limit.

22. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless TOP Education LLC dba TOOLS OF PRACTICE and its owners, officers, employees, contractors, instructors, representatives, and agents from third-party claims, liabilities, damages, losses, and reasonable expenses arising from:

  • Your unlawful use of the Services;
  • Your material violation of these Terms;
  • Your unauthorized distribution or misuse of TOOLS OF PRACTICE intellectual property;
  • Information or materials you submit through the Services in violation of law or another person's rights; or
  • Your use or implementation of TOOLS OF PRACTICE materials in a manner materially inconsistent with the instructions or limitations provided with those materials.

This provision does not require you to indemnify TOOLS OF PRACTICE for liability that cannot legally be shifted to you under applicable law.

23. Suspension and Termination

TOOLS OF PRACTICE may suspend or terminate access to the Services for material violation of these Terms, unauthorized sharing of membership access or copyrighted materials, fraudulent activity, nonpayment, security threats, abusive conduct, or unlawful use of the Services.

When reasonably practicable, TOOLS OF PRACTICE may provide an opportunity to correct a violation before termination, but we are not required to do so where immediate action is reasonably necessary to protect TOOLS OF PRACTICE, its systems, customers, intellectual property, or third parties.

Termination does not eliminate payment obligations incurred before termination.

24. Changes to Services

TOOLS OF PRACTICE may modify, update, replace, add, or discontinue particular website features, resources, forms, courses, instructors, membership benefits, or Services.

Material changes affecting an existing paid membership will be handled in accordance with applicable law and any commitments made at the time of purchase.

25. Changes to These Terms

We may update these Terms periodically to reflect changes in our Services, technology, business practices, or applicable law.

The current version will be posted on our website with its effective date.

If we make a material change affecting an existing recurring paid membership, we will provide notice when required by applicable law.

Continued use of the Services after an updated version becomes effective constitutes acceptance of the revised Terms to the extent permitted by law.

26. Governing Law and Venue

These Terms and any dispute arising from them will be governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict-of-law principles, together with applicable federal law.

Except where applicable law provides otherwise, any legal action arising from these Terms or the Services shall be brought in a state or federal court having jurisdiction in the Commonwealth of Massachusetts, and the parties consent to the jurisdiction and venue of those courts.

Nothing in this section deprives a consumer of a right or remedy that cannot lawfully be waived.

27. Severability

If any provision of these Terms is determined to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in effect.

28. No Waiver

Failure by TOOLS OF PRACTICE to enforce a provision of these Terms on one occasion does not constitute a waiver of that provision or our right to enforce it in the future.

29. Entire Agreement

These Terms, together with the Privacy Policy and any specific terms disclosed in connection with a particular membership, product, course, event, or service, constitute the agreement governing your use of the Services.

If specific written terms applicable to a particular purchase conflict with these general Terms, the specific terms will control with respect to that purchase.

Contact us

TOP Education LLC dba TOOLS OF PRACTICE
833 Route 28
South Yarmouth, MA 02664

Phone: 774-272-6282
Email: sales@toolsofpractice.com

Tools of Practice
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